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2. Auto insurance risk selection - Wikipedia

   en.wikipedia.org/wiki/Auto_insurance_risk_selection

   Current insurance rating systems also provide discounts and surcharges for some types of use of the vehicle, equipment on the vehicle and type of driver. Common surcharges and discounts include: Surcharges: Business use. Discounts: Safety equipment on the vehicle airbags, and antilock brakes; theft control devices passive systems (e.g.

3. Insurance score - Wikipedia

   en.wikipedia.org/wiki/Insurance_score

   An insurance score – also called an insurance credit score – is a numerical point system based on select credit report characteristics. There is no direct relationship to financial credit scores used in lending decisions, as insurance scores are not intended to measure creditworthiness, but rather to predict risk .

4. Insurance company ratings explained - AOL

   www.aol.com/finance/insurance-company-ratings...

   Ratings for insurance companies matter because they highlight the financial stability of an insurer and help people gauge if the company will be able to provide them with the money they need in ...

5. What is an insurance score? - AOL

   www.aol.com/finance/insurance-score-161451135.html

   A credit-based insurance score is important because insurance companies use it to determine the likelihood that you will file an insurance claim, which impacts your auto insurance premium in most ...

6. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

7. Factors that impact your cost of car insurance - AOL

   www.aol.com/finance/factors-impact-cost-car...

   Understanding insurance rating factors can help you get cheaper car insurance. ... Average annual full coverage car insurance premiums by credit rating. Poor. Average. Good. Excellent. National ...