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The social assistance disbursed by SASSA takes the form of various grants; most of them are means-tested and paid in cash on a monthly basis. These are the Child Support Grant, the Care Dependency Grant, the Foster Child Grant, the Disability Grant, the Grant-in-Aid, the Older Person's Grant (an old-age pension), and the War Veteran's Grant. [6]
The Child Support Grant was introduced in 1998. [14] CSG is a cash assistance to poor children under the age of 6 and expanded to children under the age of 14 in 2005. [14] CSG paid the guardians of the eligible children R460 per month per child in 2022 through the South African Social Security Agency (SASSA) under the DSD. [15]
Alternative financial services in the United States, [1] [2] for example via payday loans, are more extensive than in some other countries, because the major banks in the U.S. are less willing to lend to people with marginal credit ratings than their counter parties in many other countries.
Personal loans tend to have a minimum repayment term of 12 months, so you’d technically pay more in interest over the life of a loan compared to a payday loan ($205.55 vs. $153.42).
With payday loans, the lender may only charge a flat fee per $100 borrowed. This can result in a high equivalent APR, even if there is no interest. Read online reviews.
When you can’t repay a payday loan, several things are likely to happen as a result.
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