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While your landlord likely insures the physical structure of the building you live in, an HO-4 policy provides coverage for your personal possessions if they were to be damaged by a covered peril.
If you are a homeowner, you will likely be the one most affected by a home insurance peril. After all, you are the one living on the property each day, and a sudden fire or break-in can disrupt ...
Perils that are typically not covered by either policy include earthquakes, floods, mudslides, war and owner neglect. If you want these perils covered, you may need to purchase additional coverage.
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
Peril of Hope; Questioning Faces; Does No One at All Ever Feel This Way in the Least? The Bad Island—Easter; Our Doom to Bloom; The Objection to Being Stepped on; A Wishing Well; How Hard Is It to Keep from Being King When It's in You and in the Situation; Lines Written in Dejection on the Eve of a Great Success; The Milky Way Is a Cowpath ...
All Perils combines Comprehensive and Collision but adds some coverage. Each is optional to buy, however lease and car loan companies usually require Collision and Comprehensive. The Ontario Automobile Policy does have several extra insurance pages called Endorsements.
“A lot of people think that flood is a covered peril, be it within their homeowner’s policy or their renter’s policy,” said Mark Niess, vice president of private flood at insurer Wright Flood.
The Good Hope (from Dutch: Op Hoop van Zegen; more literally: Hoping for the best) is a Dutch play written by Herman Heijermans in 1900/1901. It takes place in a fishing village, with the conflict between the fishermen and their employer ending in tragedy with the unsound boat setting out to sea and sinking with all hands and the owner ...