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2. Hard money lending: Guide to hard money loans and lenders - AOL

   www.aol.com/finance/hard-money-lending-guide...

   Hard money loans are also different from so-called soft money loans: Hard money loans are usually secured by physical assets like property and their assessed value in the form of equity. “Hard ...

3. Soft loan - Wikipedia

   en.wikipedia.org/wiki/Soft_loan

   Soft loans are usually provided by governments to projects they think are worthwhile. The World Bank and other development institutions provide soft loans to developing countries. This contrasts with a hard loan , which has to be paid back in an agreed hard currency, usually of a country with a stable, robust economy.

4. Hard money loan - Wikipedia

   en.wikipedia.org/wiki/Hard_money_loan

   A hard money loan is a specific type of asset-based loan: a financing instrument through which a borrower receives funds secured by real property. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk and shorter duration of the loan. [1]

5. Prepayment of loan - Wikipedia

   en.wikipedia.org/wiki/Prepayment_of_loan

   As another way to compensate for prepayment risk (which is a reinvestment risk), a prepayment penalty clause is often included in the loan contract. [2] "Soft" prepayment terms can allow prepayment without penalty if the home is sold. "Hard" prepayment terms do not allow any exceptions without penalty.

6. Personal loan vs. home equity loan: Which should you use for ...

   www.aol.com/finance/personal-loan-vs-home-equity...

   At a glance: Personal loans vs. home equity loans. Typical features. Personal loan. Home equity loan. Rates. 8% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000.

7. Prequalified vs. preapproved: What’s the difference? - AOL

   www.aol.com/finance/prequalified-vs-preapproved...

   While there are differences between getting preapproved vs. prequalified, both processes usually involve credit checks: a soft check for prequalification and a hard check for preapproval.

8. Hard money - Wikipedia

   en.wikipedia.org/wiki/Hard_money

   "Hard money" donations to candidates for political office (tightly regulated, as opposed to unregulated "soft money") "Hard money" funding for academic research (consistently flowing, as opposed to "soft money" provided by competitive grants) Hard money loans, an asset-based loan financing secured by the value of a parcel of real estate

9. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Hard inquiry vs. soft inquiry . ... If you decide to take on a major financial obligation like a new credit card, mortgage or apartment rental, expect a hard inquiry into your credit. In many ...