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Tesco Personal Finance plc, trading as Tesco Bank, is a British retail bank which was formed in July 1997 (as Tesco Personal Finance).The bank was formed as part of a 50:50 joint venture between The Royal Bank of Scotland and Tesco, the largest supermarket in the United Kingdom, employing 2,800 people.
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It now operates from 154 stores across Ireland. Like Tesco stores in the UK, these offer a home delivery shopping service available to 80% of the Irish population as well as petrol, mobile telephone, personal finance, flower delivery service, and a weight-loss programme. [119] Tesco's loyalty programme, Clubcard, is offered in the country.
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Higgins left in 1997 for the Royal Bank of Scotland, where he became chief executive of Retail Banking and was involved in setting up Tesco Personal Finance. He was part of the team (alongside Fred Goodwin and George Mathewson) that acquired and integrated NatWest in 2000. At the time of his departure from RBS at the end of 2005 he was chief ...
An individual aged 18 or over was able to open a TESSA with a bank, building society or other financial institution from 1 January 1991 [2] to 5 April 1999. A specific requirement was the presentation of the applicant's National Insurance number, to ensure only one TESSA (tax free) account investment could be operated by the individual per year.