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Use of tax-time financial products, such as refund anticipation loans, in 2016. Refund anticipation loan ( RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund. The loan term was usually about two to three weeks, related to ...
Tax Preparation Company. Loan Amount. Fees and Interest. Intuit TurboTax. Up to 50% of your anticipated refund. None. H&R Block. $250-$3,500. None. Liberty Tax
A refund anticipation loan (RAL) is a tax refund loan that gives you access to your refund before it is delivered by the IRS. Instead, they choose to take out tax refund anticipation loans.
A refund anticipation loan (RAL) is a tax refund loan that gives you access to your refund before it is delivered by the IRS. These types of loans are usually issued by large tax preparation ...
Instant Tax Service. Instant Tax Service was, until a federal court ordered its closure as part of a fraud lawsuit, based out of Dayton, Ohio, and specialized in tax preparation, electronic filing, and refund anticipation loan services. Founded in 2000 by Fesum Ogbazion, the company was the second venture for Ogbazion, who cut his teeth in the ...
Refund anticipation loans are a common means to receive a tax refund early, but at the expense of high fees that can reach over 200% annual interest. [9] In the 1990s, refunds could take as long as twelve weeks to come back to the taxpayer; the average time for a refund is six weeks, [ 10 ] with refunds from electronically filed returns coming ...
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