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Key takeaways. Private student loans are specifically designed for education expenses and are offered by various lenders such as banks, credit unions and online lenders.
Private student loan lenders prefer borrowers with excellent credit, a long credit history, stable income and a low debt-to-income ratio. If your credit score is below 680, Tate Law says you may ...
How to refinance student loans with bad credit. Refinancing student loans can be a great way to save money on your educational debt. Yet many private lenders require a minimum credit score in the ...
Private student loans are a solid option for students who don’t qualify for enough federal aid to cover their annual expenses. Choosing the best private loan must be a careful process. You may ...
The biggest student loan lender, Sallie Mae, was formerly a government-sponsored entity, which became private between 1997-2004. A number of financial institutions offer private student loans, including banks like Wells Fargo, and specialized companies. There are also a number of state-affiliated, nonprofit student loan lenders, which account ...
Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Private student loans ...
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