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Best CD rates today: Make your money work smarter with guaranteed yields of up to 4.50% APY — Feb. 24, 2025
Best CD rates today: Strengthen your financial future with guaranteed yields of up to 4.60% APY — Jan. 13, 2025
Best CD rates today: Enter 2025 with guaranteed yields of up to 4.27% APY on terms of 12+ months — Dec. 31, 2024
A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.
Best CD rates today: Turn New Year's motivation into guaranteed growth with fixed APYs of up to 4.27% — Jan. 3, 2025
For example, one of today's top CDs pays 4.52% APY for a 12-month term, meaning that it'll maintain that rate through December 2025, regardless of how many times the Fed cuts rates next year.
However, it re-branded the New York and Vermont branches as Citizens Bank. This purchase made Citizens Financial the 12th largest bank in the United States with over $131 billion in assets and 1,530 branches across 13 states. [20] In early 2005, the Charter One name replaced the Citizens Bank banner on seven branches in Butler County, Pennsylvania.
CD rates strongly track with the key interest rate set by the Federal Reserve, the U.S.'s central bank. This Fed rate is the benchmark that affects rates on deposit accounts, loans, mortgages ...
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