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  2. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...

  3. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    Note that drivers in no-fault states also carry liability coverage and are liable for medical and vehicle damage that they cause to the other party. If a driver is guilty of causing an auto ...

  4. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  5. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    In states where there is a choice of coverage, most consumers choose traditional tort regimes because the cost of the no-fault regime is more expensive. 24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003.

  6. 10 States Where Car Insurance Costs Most (and Least) - AOL

    www.aol.com/finance/10-states-where-car...

    Car and Driver notes that the state’s higher insurance premiums are due to the No-Fault car insurance system, Compulsory Personal Injury Protection (PIP), higher rates of insurance fraud and an ...

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  8. Traffic collision - Wikipedia

    en.wikipedia.org/wiki/Traffic_collision

    A traffic collision in Japan, 2007 The aftermath of an accident involving a jackknifing truck, Mozambique, Africa. A traffic collision, also known as a motor vehicle collision, or car crash, occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other moving or stationary obstruction, such as a tree, pole or building.

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