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  2. How Accounts Payable Are Recorded on a Balance Sheet - AOL

    www.aol.com/accounts-payable-recorded-balance...

    Long-term debt: If you financed a property for business use with a 15-year mortgage, that’s a liability. But the long timeline and ongoing nature distinguish this type of debt from short-term ...

  3. Consumer debt - Wikipedia

    en.wikipedia.org/wiki/Consumer_debt

    In macroeconomic terms, it is debt which is used to fund consumption rather than investment. [1] The most common forms of consumer debt are credit card debt, payday loans, student loans and other consumer finance, which are often at higher interest rates than long-term secured loans, such as mortgages.

  4. Fixed liability - Wikipedia

    en.wikipedia.org/wiki/Fixed_liability

    A fixed liability is a debt, bond, mortgage or loan that is payable over a term exceeding one year. Such debts are better known as non-current liabilities [1] or long-term liabilities. [2] Debts or liabilities due within one year are known as current liabilities. [3]

  5. Liability (financial accounting) - Wikipedia

    en.wikipedia.org/wiki/Liability_(financial...

    They usually include issued long-term bonds, notes payable, long-term leases, pension obligations, and long-term product warranties. Liabilities of uncertain value or timing are called provisions. When a company deposits cash with a bank , the bank records a liability on its balance sheet, representing the obligation to repay the depositor ...

  6. How interest rate changes affect debt - AOL

    www.aol.com/finance/interest-rate-changes-affect...

    Interest rate changes: short-term vs. long-term debt The amount may only add up or save you a few hundred extra dollars over the life of a short-term loan like a personal loan.

  7. Long-term liabilities - Wikipedia

    en.wikipedia.org/wiki/Long-term_liabilities

    Long-term liabilities give users more information about the long-term prosperity of the company, [3] [better source needed] while current liabilities inform the user of debt that the company owes in the current period. On a balance sheet, accounts are listed in order of liquidity, so long-term liabilities come after current liabilities.

  8. Short-term vs. long-term goals: Best savings strategies to ...

    www.aol.com/finance/short-term-vs-long-term...

    Short-term goals. Long-term goals. Vacation. Retirement. Down payment for a car or house. Opening a business. Deposit for a new apartment. Paying for a child’s education

  9. Capital structure - Wikipedia

    en.wikipedia.org/wiki/Capital_structure

    Once management has decided how much debt should be used in the capital structure, decisions must be made as to the appropriate mix of short-term debt and long-term debt. Increasing the percentage of short-term debt can enhance a firm's financial flexibility, since the borrower's commitment to pay interest is for a shorter period of time. But ...