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    Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

  3. Homeowner association - Wikipedia

    en.wikipedia.org/wiki/Homeowner_association

    A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents. [1]

  4. United States Court of Appeals for the Ninth Circuit - Wikipedia

    en.wikipedia.org/wiki/United_States_Court_of...

    The United States Court of Appeals for the Ninth Circuit (in case citations, 9th Cir.) is the U.S. federal court of appeals that has appellate jurisdiction over the U.S. district courts for the following federal judicial districts:

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  6. NTLM - Wikipedia

    en.wikipedia.org/wiki/NTLM

    NTLM is a challenge–response authentication protocol which uses three messages to authenticate a client in a connection-oriented environment (connectionless is similar), and a fourth additional message if integrity is desired.

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  8. High-occupancy vehicle lane - Wikipedia

    en.wikipedia.org/wiki/High-occupancy_vehicle_lane

    A high-occupancy vehicle lane on Interstate 5 in Seattle. A high-occupancy vehicle lane (also known as an HOV lane, carpool lane, diamond lane, 2+ lane, and transit lane or T2 or T3 lanes) is a restricted traffic lane reserved for the exclusive use of vehicles with a driver and at least one passenger, including carpools, vanpools, and transit buses.

  9. Marine pollution - Wikipedia

    en.wikipedia.org/wiki/Marine_pollution

    While marine pollution can be obvious, as with the marine debris shown above, it is often the pollutants that cannot be seen that cause most harm.. Marine pollution occurs when substances used or spread by humans, such as industrial, agricultural and residential waste, particles, noise, excess carbon dioxide or invasive organisms enter the ocean and cause harmful effects there.

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