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When you lease a new car, you have many options for a payment method that works for you, your budget, and your lifestyle.One of these options is a balloon loan payment. While this method can save ...
Lease swaps or auto lease transfers let you take over someone else's lease and make the remaining payments through the end of the contract. You can get the lease from someone you know or use a ...
Any money you put down on the car in the form of a down payment reduces the cap cost and your monthly lease payments. This is called the capitalized cost reduction. A higher capitalized cost ...
Closed-end leases are so called because they run for a fixed term, and the lessor and lessee agree in the lease contract what the residual value of the property being leased will be. In most cases (particularly in retail motor vehicle leases), the lessee has an option to purchase the property for the agreed residual value at the end of the ...
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A direct loan is one that the borrower arranges with a lender directly. Indirect financing is arranged by the car dealership where the car is purchased. Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather ...
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