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  2. Factoring (finance) - Wikipedia

    en.wikipedia.org/wiki/Factoring_(finance)

    the "bad debt expense" associated with portion of the receivables that the seller expects will remain unpaid and uncollectable, the "factor's holdback receivable" amount to cover merchandise returns, and (e) any additional "loss" or "gain" the seller must attribute to the sale of the receivables.

  3. Bad debt - Wikipedia

    en.wikipedia.org/wiki/Bad_debt

    In finance, bad debt, occasionally called uncollectible accounts expense, is a monetary amount owed to a creditor that is unlikely to be paid and for which the creditor is not willing to take action to collect for various reasons, often due to the debtor not having the money to pay, for example due to a company going into liquidation or insolvency.

  4. Good Debt vs. Bad Debt: Is It Worth It To Take on Debt To ...

    www.aol.com/finance/good-debt-vs-bad-debt...

    Debt is part of the American way of life. Although credit card debt levels actually fell by $76 billion in Q2 2021 -- the biggest quarterly drop in history -- overall debt levels continued to rise ...

  5. The Power of Debt: Why It Isn’t All Bad - AOL

    www.aol.com/power-debt-why-isn-t-210007073.html

    For premium support please call: 800-290-4726 more ways to reach us

  6. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Faster debt repayment: The main advantage of consolidating debt is combining multiple monthly payments into a single monthly payment. This allows you to direct your payments to a single source.

  7. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

  8. Debt buyer (United States) - Wikipedia

    en.wikipedia.org/wiki/Debt_buyer_(United_States)

    A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor, that purchases delinquent or charged-off debts from a creditor or lender for a percentage of the face value of the debt based on the potential collectibility of the accounts. The debt buyer can then collect on its own, utilize ...

  9. This Texas couple has $136K in ‘bad debt’ with an 18% ...

    www.aol.com/finance/texas-couple-136k-bad-debt...

    American households have $4.87 trillion in non-housing debt. This Texas couple has $136K in ‘bad debt’ with an 18% interest rate on an auto loan. Caleb Hammer responds