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  2. What Is a homeowners insurance peril and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-peril...

    Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies include earthquakes, floods, sinkholes, certain types of water damage, wear and tear and ...

  3. HO-2 homeowners insurance policies

    www.aol.com/finance/ho-2-insurance-194603218.html

    An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including damage from fire ...

  4. HO-3 vs HO-5 insurance - AOL

    www.aol.com/finance/ho-3-vs-ho-5-202307267.html

    That said, the 16 named perils on an HO-3 policy cover the most frequent claims. According to the Triple-I , 89.8 percent of home claims made in 2020 were for fire, water damage and theft.

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Home insurance offers coverage on a "named perils" and "open perils" basis. A "named perils" policy is one that provides coverage for a loss specifically listed on ...

  6. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    HO-4 policies: These are designed for renters rather than homeowners. HO-4s typically cover 16 named perils, but coverage is limited to your personal property and does not include the actual ...

  7. A named perils policy protects your home against 16 specific home insurance perils. “Perils” is just another word to indicate the types of disaster or mishap that can happen to damage your ...

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