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2. How Car Loan Charge-Offs Work - AOL

   www.aol.com/car-loan-charge-offs-171400504.html

   A car loan charge-off can stay on your credit history for up to seven years. However, this doesn't mean the collection agency or lender forgives the loan or will stop contacting you. You might ...

3. Secured loan - Wikipedia

   en.wikipedia.org/wiki/Secured_loan

   A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral, and if the borrower defaults , the creditor takes possession of the asset used as collateral and may ...

4. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather than a loan agreement. The dealer then typically sells or assigns that contract to a bank, credit union, or other financial institution.

5. How to get a car loan with bad credit - AOL

   www.aol.com/finance/car-loan-bad-credit...

   Knowing your credit score and the average rates to expect and applying for preapproval are just a few of the many ways you can secure a budget-friendly car loan. 1. Know your credit score

6. Title loan - Wikipedia

   en.wikipedia.org/wiki/Title_loan

   A title loan (also known as a car title loan) is a type of secured loan where borrowers can use their vehicle title as collateral. [1] Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. [ 2 ]

7. Car Loan Debt Is Soaring — Here’s What You Should ... - AOL

   www.aol.com/finance/car-loan-debt-soaring...

   Many Americans continue to rack up debt, including by taking on car loans they can't afford. Nationwide, auto loan debt reached nearly $1.6 trillion in the third quarter of 2023, a $71 billion...