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  2. How Car Loan Charge-Offs Work - AOL

    www.aol.com/car-loan-charge-offs-171400504.html

    A car loan charge-off can stay on your credit history for up to seven years. However, this doesn't mean the collection agency or lender forgives the loan or will stop contacting you. You might ...

  3. Debt - Wikipedia

    en.wikipedia.org/wiki/Debt

    Common types of debt owed by individuals and households include mortgage loans, car loans, credit card debt, and income taxes. For individuals, debt is a means of using anticipated income and future purchasing power in the present before it has actually been earned. Commonly, people in industrialized nations use consumer debt to purchase houses ...

  4. Title loan - Wikipedia

    en.wikipedia.org/wiki/Title_loan

    A title loan (also known as a car title loan) is a type of secured loan where borrowers can use their vehicle title as collateral. [1] Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. [ 2 ]

  5. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    Consider an alternative, like a credit card, personal loan or payday alternative loan, to access the funds you need. If you must use a car title loan, read the fine print to ensure you understand ...

  6. How to get a car loan with bad credit - AOL

    www.aol.com/finance/car-loan-bad-credit...

    Knowing your credit score and the average rates to expect and applying for preapproval are just a few of the many ways you can secure a budget-friendly car loan. 1. Know your credit score

  7. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather than a loan agreement. The dealer then typically sells or assigns that contract to a bank, credit union, or other financial institution.

  8. Should you transfer a car loan to a credit card? - AOL

    www.aol.com/finance/transfer-car-loan-credit...

    Key takeaways. If you can qualify and afford the monthly payments, transferring your auto loan to a credit card with a 0 percent introductory APR period could help you save on interest.

  9. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    It is also possible to subcategorize on whether the loan is a secured loan or an unsecured loan, and whether the rate of interest is fixed or floating. Promise to Repay Forms of loan agreements vary tremendously from industry to industry, country to country, but characteristically a professionally drafted commercial loan agreement will ...

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