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2. 7 Debt Payoff Planning Tools and Apps

   www.aol.com/news/7-debt-payoff-planning-tools...

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3. Paying off debt in tough financial times - AOL

   www.aol.com/finance/paying-off-debt-tough...

   Debt relief companies such as National Debt Relief negotiate with creditors to reduce the balance of your debt, allowing you to make payments within your means and pay off your debt in a ...

4. Cram down - Wikipedia

   en.wikipedia.org/wiki/Cram_down

   In the mortgage context, the term "cramdown" has a distinct meaning than in a chapter 11 corporate bankruptcy. Instead of referring to the confirmation of a plan over the objection of an impaired class of creditors, a mortgage cram-down refers to reducing the creditor's allowed secured claim to the value of the collateral property.

5. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Debt management involves using financial tools and planning to help lower — and eventually eliminate — your current debt. You can go through a credit counseling agency or you can set up a ...

6. Debt management plan - Wikipedia

   en.wikipedia.org/wiki/Debt_management_plan

   This commonly refers to a personal finance process of individuals addressing high consumer debt. Debt management plans help reduce outstanding, unsecured debts over time to help the debtor regain control of finances. The process can secure a lower overall interest rate, longer repayment terms, or an overall reduction in the debt itself. [2]

7. Debt snowball method - Wikipedia

   en.wikipedia.org/wiki/Debt_snowball_method

   The debt snowball method is a debt-reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next larger debt, and so forth, proceeding to the largest ones last. [1]