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  2. Camera lens - Wikipedia

    en.wikipedia.org/wiki/Camera_lens

    Different kinds of camera lenses, including wide angle, telephoto and speciality. A camera lens (also known as photographic lens or photographic objective) is an optical lens or assembly of lenses (compound lens) used in conjunction with a camera body and mechanism to make images of objects either on photographic film or on other media capable of storing an image chemically or electronically.

  3. Loan shark - Wikipedia

    en.wikipedia.org/wiki/Loan_shark

    A loan shark is a person who offers loans at extremely high or illegal interest rates, has strict terms of collection, and generally operates outside the law, often using the threat of violence or other illegal, aggressive, and extortionate actions when seeking to enforce the satisfaction of the debt. [1]

  4. Usury - Wikipedia

    en.wikipedia.org/wiki/Usury

    The Money Lenders Ordinance (Cap. 163) prohibits lending at an effective interest rate beyond 48% unless exempted. [74] Offenders are liable "on summary conviction to a fine of $500,000 and to imprisonment for 2 years", or "on conviction on indictment to a fine of $5,000,000 and to imprisonment for 10 years".

  5. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Lenders can charge what they want for the risk they take in making a loan,” says Ailion. Shorter loan terms: Hard money loan terms typically range from a few months to a few years.

  6. Creditor - Wikipedia

    en.wikipedia.org/wiki/Creditor

    A creditor or lender is a party (e.g., person, organization, company, or government) that has a claim on the services of a second party. It is a person or institution to whom money is owed. [1]

  7. Refinance rates for Thursday, December 19, 2024 - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    Mortgage lenders keep a close eye on the benchmark federal funds target interest rate set by the Federal Reserve, the U.S.'s central bank. Called the Fed rate, it's the benchmark that affects ...

  8. Financial intermediary - Wikipedia

    en.wikipedia.org/wiki/Financial_intermediary

    A financial intermediary is an institution or individual that serves as a "middleman" among diverse parties in order to facilitate financial transactions.Common types include commercial banks, investment banks, stockbrokers, insurance and pension funds, pooled investment funds, leasing companies, and stock exchanges.

  9. How many mortgage lenders should I apply to? - AOL

    www.aol.com/finance/many-mortgage-lenders-apply...

    Comparison-shop with at least three mortgage lenders. Candidates might include a bank or credit union or an online provider. Get mortgage rate quotes within 45 days to minimize the impact to your ...