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When you put in the official application for a credit card, the card issuer will run a hard credit inquiry and request your credit report from a bureau, then calculate your creditworthiness based ...
"The average person only gets approved for 30 pecent of the credit cards they apply for, and then you've got that hard inquiry but didn't get credit," points out Lull.
A strong credit score opens doors to everything from homeownership to lower-interest car loans, and using a credit card responsibly — by paying on time and in full every month — is one of the ...
The Consumer Financial Protection Bureau (CFPB) released its new Explore Credit Cards tool this week, intended to allow consumers to compare more than 500 credit cards based on “unbiased ...
A 0% intro APR credit card can help you handle large purchases or manage existing credit card debt. These cards offer a promotional period where you pay no interest either on new purchases ...
For example, if you were to transfer $10,000 in credit card debt to a balance transfer card, your fee might be 3 percent of your balance ($300) or 5 percent of your balance ($500) depending on the ...
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