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Your home insurance policy type will determine whether or not your dwelling and personal property are covered on a named or open peril basis. Generally, perils are covered as: HO-2: Named perils ...
Suppose the policy states that it covers the peril that caused the damage, and the policy covers the item(s) damaged by that peril, and no exclusions seem to apply to the situation.
“A lot of people think that flood is a covered peril, be it within their homeowner’s policy or their renter’s policy,” said Mark Niess, vice president of private flood at insurer Wright Flood.
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
Mold is typically only covered if it is caused by a covered peril under your policy, so you may need to consider additional coverage if you live in an area or property that is prone to mold. ️
Unlike methadone, it can be prescribed by a certified family physician and taken at home, meaning a recovering addict can lead a normal life, without a daily early-morning commute to a clinic. The medical establishment had come to view Suboxone as the best hope for addicts like Patrick.
Most people enter military service “with the fundamental sense that they are good people and that they are doing this for good purposes, on the side of freedom and country and God,” said Dr. Wayne Jonas, a military physician for 24 years and president and CEO of the Samueli Institute, a non-profit health research organization. “But things ...
The Good Hope (from Dutch: Op Hoop van Zegen; more literally: Hoping for the best) is a Dutch play written by Herman Heijermans in 1900/1901. It takes place in a fishing village, with the conflict between the fishermen and their employer ending in tragedy with the unsound boat setting out to sea and sinking with all hands and the owner ...