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Your car insurance typically covers family members and friends who infrequently borrow your car, but understanding the coverage limits helps protect you from unexpected costs.
How does car ownership affect insurance for college students? Having a car at college comes with advantages: it’s a convenient way to get off campus and travel home on breaks. It could even be a ...
An employer in the United States may provide transportation benefits to their employees that are tax free up to a certain limit. Under the U.S. Internal Revenue Code section 132(a), the qualified transportation benefits are one of the eight types of statutory employee benefits (also known as fringe benefits) that are excluded from gross income in calculating federal income tax.
The insurance policies on carsharing greatly varies among companies, but all car sharing firms provide insurance that at least meets the legal minimum requirements for the given region of operation. [ citation needed ] Rob Lieber of The New York Times has criticized car sharing firms such as Zipcar for the paltry coverage afforded car sharing ...
Carpooling usually means to divide the travel expenses equally between all the occupants of the vehicle (driver or passenger). The driver does not try to earn money, but to share with several people the cost of a trip he/she would do anyway. The expenses to be divided basically include the fuel and possible tolls.
Understanding what factors affect your car insurance rate can help you make smarter decisions about both your coverage and potential ways to save. Here are the key elements that influence your rate:
What full-coverage car insurance includes. A full-coverage auto insurance policy combines three key protections — liability, comprehensive and collision coverage – into one complete package.
The legality of ridesharing companies by jurisdiction varies; in some areas they are considered to be illegal taxi operations, while in other areas, they are subject to regulations that can include requirements for driver background checks, fares, caps on the number of drivers in an area, insurance, licensing, and minimum wage.