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  2. Online banks vs. traditional banks: Comparing rates, features ...

    www.aol.com/finance/online-banks-vs-traditional...

    Americans already do most of their banking online — at least 7 out of 10 U.S. households are enrolled in digital banking, according to a survey on digital financial literacy, with 95% of those ...

  3. Pros & Cons of Online Banking - AOL

    www.aol.com/finance/pros-cons-online-banking...

    Pros and Cons of Online Banking. what is an online savings account. Since online banks have fewer costs than brick-and-mortar institutions, they typically offer lower fees and better interest ...

  4. Online banking - Wikipedia

    en.wikipedia.org/wiki/Online_banking

    Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app. Since the early 2000s this has become the most common way that customers ...

  5. Savings interest rates today: Rise above your everyday ... - AOL

    www.aol.com/savings-interest-rates-today-rise...

    Today’s highest savings rates are at FDIC-insured digital banks and online accounts paying out rates of up to 4.50% APY with no minimums at Jenius Bank, Western Alliance Bank and other trusted ...

  6. Electronic bill payment - Wikipedia

    en.wikipedia.org/wiki/Electronic_bill_payment

    Electronic bill payment is a feature of online, mobile and telephone banking, similar in its effect to a giro, allowing a customer of a financial institution to transfer money from their transaction or credit card account to a creditor or vendor such as a public utility, department store or an individual to be credited against a specific account.

  7. Direct bank - Wikipedia

    en.wikipedia.org/wiki/Direct_bank

    Direct banks are not the same as "online banking". Online banking is an Internet-based option offered by regular banks. In the United States, direct banks are defined as online/branchless institutions with federal banking charters, with either the Federal Reserve Board, the Office of the Comptroller of the Currency or the Federal Deposit ...

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