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Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
For example, if a client is injured on your business premises, general liability coverage would help cover your legal bills, the medical bills of the affected person and any damages resulting from ...
A typical business owner's policy includes property and liability insurance. The property insurance portion of a BOP is available most often as named-peril coverage, which provides compensation only for damage caused by events specifically listed in the policy (typically fire, explosion, wind damage, vandalism, smoke damage, etc.). [3]
Liability insurance: Liability insurance includes bodily injury and property damage coverage. It pays for the other driver’s losses if you cause an accident and they get injured or their vehicle ...
General insurance can be categorised in to following: Motor Insurance: Motor Insurance can be divided into two groups, two and four wheeled vehicle insurance.; Health insurance: Common types of health insurance includes: individual health insurance, family floater health insurance, comprehensive health insurance and critical illness insurance.
Pages in category "Liability insurance" The following 12 pages are in this category, out of 12 total. ... Civil Auto Liability; Commercial general liability insurance; D.
Most major insurance carriers offer discounts of 10% or more for bundling your home and auto insurance policies, though discounts can vary by insurer. For example, Allstate claims you can save up ...