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2. 7 risks of taking out a personal loan - AOL

   www.aol.com/finance/7-risks-taking-personal-loan...

   High rates can make loans much more expensive, especially if you opt for a longer term to keep monthly payments low. ... “Personal loan lenders won’t tell you you’re risky, they’ll show ...

3. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Fees and penalties can be high. Personal loan fees and penalties can drive up the cost of borrowing. Some loans have origination fees of 1 percent to 12 percent of the loan amount. The fees, which ...

4. Should you use a personal loan to invest and build wealth? - AOL

   www.aol.com/finance/personal-loan-invest-build...

   With some personal loan rates as high as 35.99 percent APR, the cost of the loan might be more than your potential investment return. In addition, there will be fewer lenders who will likely be ...

5. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   Debt-to-income ratio: If a high percentage of your income is already used to pay debts, lenders may charge you a higher rate to cover the risk you might not be able to afford a new personal loan.

6. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   In some cases, these loans are secured to protect the lender from risk. There are also unsecured bad credit personal loans . Generally, they have higher interest rates and more fees.

7. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...