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Subprime borrowers have credit ratings that might include: limited or no debt experience; limited or no possession of property assets that could be used as security (for the lender to sell in case of default); excessive debt; the known income of the individual or family is unlikely to be enough to pay living expenses, plus interest and repayment;
Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut, United States. [2] The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products, through Synchrony Bank, its wholly owned online bank subsidiary.
Housing refers to the usage and possibly construction of shelter as living spaces, individually or collectively. Housing is a basic human need and a human right , playing a critical role in shaping the quality of life for individuals, families, and communities, [ 1 ] As such it is the main issue of housing organization and policy .
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Whether living small is a choice or a necessity, it doesn’t have to feel uncomfortable or restrictive. With careful planning, mindful decor choices, and a few DIYs, a tiny space can become a ...