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Open textbook. An open textbook is a textbook licensed under an open license, and made available online to be freely used by students, teachers and members of the public. Many open textbooks are distributed in either print, e-book, or audio formats that may be downloaded or purchased at little or no cost. [1]
Open educational resources ( OER) [ 1] are teaching, learning, and research materials intentionally created and licensed to be free for the end user to own, share, and in most cases, modify. [ 2][ 3] The term "OER" describes publicly accessible materials and resources for any user to use, re-mix, improve, and redistribute under some licenses. [ 4]
Payments Canada is responsible for ensuring that significant rule changes follow an established public consultation process to seek input from key user groups. In 2010, it facilitated industry-wide development with frameworks for contactless debit payments. Payments Canada is also tasked with leading the Canadian effort to adopt ISO 20022.
Tuition payments. Tuition payments, usually known as tuition in American English [ 1] and as tuition fees in Commonwealth English, [citation needed] are fees charged by education institutions for instruction or other services. Besides public spending (by governments and other public bodies), private spending via tuition payments are the largest ...
There are varied types of electronic payment methods such as online credit card transactions, e-wallets, e-cash and wireless payment system. [5] Credit cards constitute a popular method of online payment but can be expensive for the merchant to accept because of transaction fees primarily. Debit cards constitute an excellent alternative with ...
Free education is education funded through government spending or charitable organizations rather than tuition funding. Many models of free higher education have been proposed. [ 1] Primary school and other comprehensive or compulsory education is free in many countries (often not including primary textbook).
Online Banking ePayments. Online Banking ePayments ( OBeP) is a type of payments network, developed by the banking industry in conjunction with technology providers. It is specifically designed to address the unique requirements of payments made via the Internet. [1] Key aspects of OBeP that distinguish it from other online payments systems are:
Payment system. A payment system is any system used to settle financial transactions through the transfer of monetary value. This includes the institutions, payment instruments such as payment cards, people, rules, procedures, standards, and technologies that make its exchange possible. [ 1][ 2] A payment system is an operational network which ...