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  2. Personal loan alternatives for bad-credit borrowers - AOL

    www.aol.com/finance/alternatives-bad-credit...

    While the average personal loan requires a credit score between 610 and 640, peer-to-peer loans may offer loans as low as 600. Funding times are often similar to what personal loan lenders offer.

  3. How much can I borrow with a personal loan if I have bad credit?

    www.aol.com/finance/much-borrow-personal-loan...

    Cons. No co-borrowers or co-signers. Loan origination fee of up to 10 percent. High maximum APR. How to get a loan with bad credit. Getting approved for a personal loan with bad credit may be ...

  4. Avant vs. Upgrade: Which offers better personal loans? - AOL

    www.aol.com/finance/avant-vs-upgrade-offers...

    If you’re approved for funding and have bad credit, you could save on borrowing costs. Avant’s maximum administration fee is 9.99 percent, the same as Upgrade’s origination fee.

  5. How to get a personal loan with bad credit & special ... - AOL

    www.aol.com/finance/personal-loan-bad-credit...

    While several personal loan lenders offer loan amounts as high as $100,000, bad credit lenders tend to limit you to $50,000 or less. Repayment terms: Bad credit loan terms usually range between ...

  6. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...

  7. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  8. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    Bad credit loans are available through online lenders, select community banks and credit unions. ... Predatory or misleading loans can be disguised as bad credit loans. If the rate is above 35.99 ...

  9. How to improve your credit score with a personal loan - AOL

    www.aol.com/finance/improve-credit-score...

    Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

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