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In the United States, the International Building Code and ASTM International define Exterior Insulation and Finish System (EIFS) as a non-load-bearing exterior wall cladding system that consists of an insulation board attached either adhesively, mechanically, or both, to the substrate; an integrally reinforced base coat; and a textured protective finish coat.
This is in part due to the difficulty of measuring the financial damage in areas that lack insurance. For example, the 2004 Indian Ocean earthquake and tsunami, with a death toll of around 230,000 people, cost a 'mere' $15 billion, [1] whereas in the Deepwater Horizon oil spill, in which 11 people died, the damage was six times higher.
Stucco used as an exterior coating on a residential building. Rock dash stucco used as an exterior coating on a house on Canada's west coast. The chips of quartz, stone, and colored glass measure approx. 3–6 mm (1/8–1/4").
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