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  2. Why retirement portfolio strategies get more complicated over ...

    www.aol.com/finance/why-retirement-portfolio...

    On a new episode of Decoding Retirement, David Blanchett, the head of retirement research at PGIM DC Solutions, highlighted the importance of updating your portfolio strategy leading up to your ...

  3. Retirees can safely withdraw more in 2023 and not run out of ...

    www.aol.com/finance/retirees-safely-withdraw...

    Meanwhile, research from David Blanchett, a managing director and head of retirement research at PGIM DC Solutions, found that retiree spending often trends lower throughout the retirement life ...

  4. Is it time to rethink the 4% retirement withdrawal rule ... - AOL

    www.aol.com/news/time-rethink-4-retirement...

    When it comes to spending money in retirement, there’s one rule of thumb — the 4% rule — that has persisted for decades. The 4% withdrawal rule calls for retirees to withdraw that portion ...

  5. How a 50-year-old law changed retirement and why it needs a ...

    www.aol.com/finance/50-old-law-changed...

    Federal legislation to protect workers’ retirement savings was signed into law in 1974: the Employee Retirement Income Security Act, or ERISA. It's having a midlife crisis.

  6. Q&A: How to retire financially comfortably and regret-free - AOL

    www.aol.com/finance/q-retire-financially...

    For her new book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement," Christine Benz surveyed personal finance experts on what you need to know to retire successfully.

  7. ‘Absolutely nuts’: Expert slams Suze Orman and Dave Ramsey’s ...

    www.aol.com/finance/absolutely-nuts-expert-slams...

    Blanchett’s big bugbear with personal finance pundits throwing around this 12% figure is that it does not account for volatility or annual inflation, which averaged at around 3% from 1926 to 2023.

  8. Retirement Withdrawal Strategies: Maximize Savings and ... - AOL

    www.aol.com/finance/retirement-withdrawal...

    You may have unexpected expenses, healthcare needs and other spending needs. Assumes a 30-year timeframe: For those retirees who have longer lifespans, the 30-year time span is not enough.

  9. The Psychology of Retirement Income: From Saving to Spending

    www.aol.com/psychology-retirement-income-saving...

    FILE - A canning jar filled with money sits on a shelf in East Derry, N.H., June 15, 2018. (AP Photo/Charles Krupa, File) (ASSOCIATED PRESS)