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  2. Everything you need to know about balance transfer checks - AOL

    www.aol.com/finance/everything-know-balance...

    A few credit card issuers also offer balance transfer checks, which give you the option to complete your transfer with a paper check instead of requesting a balance transfer online or over the phone.

  3. How to do a credit card balance transfer - AOL

    www.aol.com/finance/credit-card-balance-transfer...

    A balance transfer can be a valuable tool if you’re struggling with high-interest credit card debt. Many credit card issuers offer balance transfer credit cards with introductory 0 percent ...

  4. Contactless payment - Wikipedia

    en.wikipedia.org/wiki/Contactless_payment

    Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near-field communication (NFC) for making secure payments. The embedded integrated circuit chip and antenna enable consumers to wave their card ...

  5. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement ), after the transaction is ...

  6. Interchange fee - Wikipedia

    en.wikipedia.org/wiki/Interchange_fee

    Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card-based transactions. Usually for sales/services transactions it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank"). In a credit card or debit card transaction, the card ...

  7. Best balance transfer cards with no balance transfer fee - AOL

    www.aol.com/finance/best-balance-transfer-cards...

    One of the most effective ways of reducing credit card debt is with a balance transfer to another credit card. If you do it responsibly, you can get rid of debt faster and save money while doing so.

  8. Credit card fraud - Wikipedia

    en.wikipedia.org/wiki/Credit_card_fraud

    Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. [1] The purpose may be to obtain goods or services or to make payment to another account, which is controlled by a criminal. The Payment Card Industry Data Security Standard (PCI DSS) is the data security standard created to help financial institutions process card payments ...

  9. What is a balance transfer — and is it a good idea for debt?

    www.aol.com/finance/balance-transfer-good-idea...

    A balance transfer is a transaction that moves existing debt from one credit card to another card. If you transfer the balance from a card with a higher APR to a card with a lower rate, or even an ...

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