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Income inequality. gender pay gap; racial pay gap; Lists by income. States ... Michigan has an estimated per capita income of $27,549 and median household income of ...
This practice, also known as mortgage discrimination, began when the federal government and the newly formed Federal Housing Administration allowed the Home Owners' Loan Corporation to create "residential security maps", outlining the level of security for real-estate investments in 239 cities around the United States. On these maps, high-risk ...
The HOLC created a housing appraisal system of color-coded maps that categorized the riskiness of lending to households in different neighborhoods. While the maps relied on various housing and economic measures, they also used demographic information (such as the racial, ethnic, and immigrant composition of neighborhoods) to categorize ...
The average American one-percenter's income of over $1.1 million is 25.3 times as much as the average income of everyone else -- $45,567.
One resource is the Mapping Inequality: Redlining in New Deal America project, a collaborative effort involving the University of Richmond, Virginia Tech, and others. This project focuses on the maps and area descriptions produced by the Home Owners' Loan Corporation (HOLC) in the 1930s.
In the paper, Richmond Federal Reserve Bank senior economist Borys Grochulski and vice president of research Zhu Wang argue that the U.S. model for real estate commissions is “puzzling” and an ...
Racial steering refers to the practice in which real estate brokers guide prospective home buyers towards or away from certain neighborhoods based on their race. The term is used in the context of de facto residential segregation in the United States , and is often divided into two broad classes of conduct:
The housing inequality that comes with living in lower-quality housing means that neighborhood amenities are lacking. [74] Education policy is intrinsically connected to housing policy as integration of schools requires integration of neighborhoods. [69] Educational inequalities exist between wealthier and poorer areas. Poorer areas typically ...
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