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  2. 12 questions to ask a Realtor when buying a house - AOL

    www.aol.com/finance/12-questions-ask-realtor...

    12 of the most crucial questions to ask a Realtor when buying a house. ... but a real estate agent or Realtor who specializes in helping buyers is a licensed professional whose job is to help ...

  3. 16 first-time homebuyer mistakes to avoid - AOL

    www.aol.com/finance/16-first-time-homebuyer...

    These rebates can be up to 1 percent of the home’s sales price and come out of the buyer agent’s commission, says Ben Mizes, co-founder and president of Clever Real Estate in St. Louis.

  4. Broker's price opinion - Wikipedia

    en.wikipedia.org/wiki/Broker's_price_opinion

    [2] [1] Through BPOs, real estate professionals can improve their skills in property inspection, market knowledge, evaluation, and property pricing. [6] At a price of US$30–$100 per BPO, [5] the work can provide side income or steady income for real estate agents. [1] Agents may also create working relationships and a rapport with financial ...

  5. What new Realtor ruling means for Columbus home buyers, sellers

    www.aol.com/realtor-ruling-means-columbus-home...

    In central Ohio, the commission is often 3% of the sales price to each. A seller, for example, would pay a total of $18,000 ($9,000 to agents on each side) on the sale of a $300,000 home.

  6. Real-estate bubble - Wikipedia

    en.wikipedia.org/wiki/Real-estate_bubble

    Real estate bubbles are invariably followed by severe price decreases (also known as a house price crash) that can result in many owners holding mortgages that exceed the value of their homes. [ 32 ] 11.1 million residential properties, or 23.1% of all U.S. homes, were in negative equity at December 31, 2010. [ 33 ]

  7. Loan-to-value ratio - Wikipedia

    en.wikipedia.org/wiki/Loan-to-value_ratio

    In real estate, the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property. For instance, if someone borrows $130,000 to purchase a house worth $150,000, the LTV ratio is $130,000 to 150,000 or ⁠ $130,000 / $150,000 ⁠, or 87%.

  8. First-time homebuyer guide - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    Step 5: Find a real estate agent. Once you’re preapproved and ready to start looking for homes, connect with a real estate agent who has experience with homebuyers in your area. Ask family or ...

  9. Housing affordability index - Wikipedia

    en.wikipedia.org/wiki/Housing_Affordability_Index

    In Australia, the Housing Industry Association publishes a Housing Affordability Index, [5] which is a "'purchase affordability' metric which is most representative of an individual owner occupier purchasing a home with a mortgage, although it is also indicative of conditions for others transacting in the housing market."