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2. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...

3. The 5 Best Instant Approval Credit Cards of July 2024 - AOL

   www.aol.com/finance/5-best-instant-approval...

   4.5 out of 5 Overall. Key Features. 60K bonus points eligible. 1-3% cash back. Travel and purchase coverage. Get Details. Chase gives cardmembers the option to spend instantly with their new cards ...

4. How to See If You're Prequalified for a Credit Card - AOL

   www.aol.com/finance/see-youre-prequalified...

   An actual pre-approval requires a hard credit inquiry, which you have to agree to let the lender make because it affects your credit. ... for a credit card, the card issuer will run a hard credit ...

5. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

6. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

7. How To Apply For a Credit Card and Get Approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   Credit card companies pull your credit every time you apply for new credit, which can result in hard inquiries on your credit report, potentially dinging your credit score. You don’t want to ...