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2. Universal Life Insurance: How Does It Compare to Other Policies?

   www.aol.com/lifestyle/universal-life-insurance...

   Universal life (UL) insurance is a type of permanent life insurance that offers flexible premiums and adjustable death benefits. It's similar to whole life insurance in providing lifelong coverage ...

3. Universal life insurance - AOL

   www.aol.com/finance/universal-life-insurance...

   Flexible premium payments: Universal life insurance allows you to adjust your premium payments. As long as there’s enough cash value to cover costs, you can pay more during good financial ...

4. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

5. Universal Life Insurance: Benefits, Drawbacks & Costs ... - AOL

   www.aol.com/universal-life-insurance-benefits...

   Whole life insurance offers fixed premiums and guaranteed cash value growth, whereas universal life insurance provides flexible premiums, adjustable death benefits and a cash value component that ...

6. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

7. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   In flexible-premium policies, large deposits of premiums could cause the contract to be considered a modified endowment contract by the Internal Revenue Service (IRS), which negates many of the tax advantages associated with life insurance. The insurance company, in most cases, will inform the policy owner of this danger before deciding their ...