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  2. Universal Life Insurance: How Does It Compare to Other Policies?

    www.aol.com/universal-life-insurance-does...

    Universal life (UL) insurance is a type of permanent life insurance that offers flexible premiums and adjustable death benefits. It's similar to whole life insurance in providing lifelong coverage ...

  3. Universal life insurance - AOL

    www.aol.com/finance/universal-life-insurance...

    While the overall concept of universal life insurance is much more flexible compared to a term life policy and even other permanent policies, there are a few different types of universal life ...

  4. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    In flexible-premium policies, large deposits of premiums could cause the contract to be considered a modified endowment contract by the Internal Revenue Service (IRS), which negates many of the tax advantages associated with life insurance. The insurance company, in most cases, will inform the policy owner of this danger before deciding their ...

  6. I’m a Financial Planner: 5 Questions To Ask To ... - AOL

    www.aol.com/m-financial-planner-5-questions...

    Life insurance might seem like an unnecessary expense, but having it can grant you peace of mind, especially if you have people depending on you financially. And while you might assume it costs a ...

  7. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

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