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The National Insurance number is a number used in the United Kingdom in the administration of the National Insurance or social security system. It is also used as a de facto national identification number in the UK, including in the tax system, banking, social welfare, online government services and electoral registration, despite it not being explicitly defined as such.
A British 1948 National Insurance stamp, once used to collect contributions to the scheme. National insurance contributions (NICs) fall into a number of classes. Class 1, 2 and 3 NICs paid are credited to an individual's NI account, which determines eligibility for certain benefits - including the state pension.
Each NIC has a unique 10 digit number, in the format 000000000A (where 0 is a digit and A is a letter). The first two digits of the number are your year of birth (e.g., 88xxxxxxxx for someone born in 1988). The final letter is generally a V or X. An NIC number is required to apply for a passport (over 16), driving license (over 18) and to vote ...
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Such numbers may also locally referred to as a national insurance number, social security number, tax identification number, JMBG/EMBG or by their local name. Some countries issued such numbers for a separate original purpose, but over time become a de facto national identification number.
The three British National Insurance Funds hold the contributions of the National Insurance Scheme, set up by the Government of the United Kingdom in 1911. It was reformed in 1948 and assumed broadly its current form in 1975, when the separate National Insurance (Industrial Injuries) and National Insurance (Reserve) Funds were merged with it. [ 1 ]
The 'I' series was used first, but by the time it came to using the 'Z' series in 1926, the Irish Free State had already come into existence, and so it was agreed that the Northern Ireland would use the AZ – YZ series, while the Free State would use the ZA – ZZ series. In 1987, the Republic of Ireland broke away from the system altogether.
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