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  2. What happens to your loan debt after you die? - AOL

    www.aol.com/finance/what-happens-to-loan-debt...

    Generally, private student loan companies do not forgive loans due to the death of a cosigner. In fact, the loan may require immediate full payment or go into default when you die if the contract ...

  3. Options available if an AOL account owner passes away

    help.aol.com/articles/options-available-if-an...

    A copy of the death certificate of the AOL account holder, issued in the United States; A copy of the requester's government-issued ID; and; A court order issued in the United States that satisfies AOL's requirements. AOL will provide you the required language for the court order. You can request the content of the account through this form.

  4. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    Benefits of cosigning. Drawbacks of cosigning. You can help a loved one qualify for a loan. You assume full liability for payments and late fees if the main borrower falls behind or files bankruptcy

  5. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.

  6. SBA loan denied: What to do next - AOL

    www.aol.com/finance/sba-loan-denied-next...

    Being denied for SBA financing is stressful, but you have the option of reapplying or looking at other financing options.

  7. Turned down for credit? Half of Americans were rejected for ...

    www.aol.com/turned-down-credit-half-americans...

    Gen Z and millennials had the highest rejection rates for loans and financial products. Turned down for credit? Half of Americans were rejected for loans, survey finds

  8. Refund anticipation loan - Wikipedia

    en.wikipedia.org/wiki/Refund_anticipation_loan

    An additional fee was usually charged for the services of originating a bank product and establishing a short-term bank account. By law this fee must be the same on both loan and non-loan bank products, and in 2004 the average fee was $32. [6] The bank through which the loan was made charges finance charges.

  9. Bankruptcy - Wikipedia

    en.wikipedia.org/wiki/Bankruptcy

    Credit cards, pay day loans, personal loans, medical bills, and just about all other bills are discharged. In Chapter 7, a debtor surrenders non-exempt property to a bankruptcy trustee, who then liquidates the property and distributes the proceeds to the debtor's unsecured creditors. In exchange, the debtor is entitled to a discharge of some debt.

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