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  2. Types of life insurance - AOL

    www.aol.com/finance/types-life-insurance...

    Convertible term life insurance allows you to convert a term life insurance policy into a permanent policy without taking a medical exam — as long as you do so before the expiry date.

  3. Can I convert my term life insurance to whole life insurance?

    www.aol.com/finance/convert-term-life-insurance...

    Term vs. whole life insurance. With term life insurance, the policyholder chooses a period during which their policy is active — usually somewhere between 10 and 30 years. The policyholder pays ...

  4. How much life insurance do I need? - AOL

    www.aol.com/finance/much-life-insurance...

    Term insurance is just that — a life insurance policy that covers you for a set term or period of time. Most term policies are available for 10, 20 or 30 years, although you might find providers ...

  5. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

  6. Longevity insurance - Wikipedia

    en.wikipedia.org/wiki/Longevity_insurance

    Longevity insurance, [1] describes the process of mitigating longevity risk.In the United States, such risk mitigation is often achieved using a longevity annuity [2] or Tontine [dubious – discuss], qualifying longevity annuity contract (QLAC), [3] deferred income annuity, [4] an annuity contract designed to provide a regular income for life starting at a pre-established future age, e.g. 85 ...

  7. What does life insurance cover? - AOL

    www.aol.com/finance/does-life-insurance-cover...

    Life insurance can help cover end-of-life expenses, estate planning, legacy funds and long-term care. Life insurance does not pay out for certain deaths, such as suicide, within the first two years.

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