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Some insurance policies may give you the option to choose between ACV or replacement cost value (RCV), but if your roof is past a certain age (generally 15 to 20 years old), your insurer may ...
In the property and casualty insurance industry, actual cash value (ACV) is a method of valuing insured property, or the value computed by that method. Actual cash value (ACV) is not equal to replacement cost value (RCV). Actual cash value is computed by subtracting depreciation from replacement cost. [1]
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A truss roof with tongue and groove sheathing. The gap in the sheathing at the ridge is the space designed to allow natural ventilation. Pre-manufactured roof trusses come in a wide variety of styles. They are designed by the manufacturer for each specific building. Timber trusses also are built in a variety of styles using wood or metal joints.
A "true" or "full" cruck half-timbered building in Weobley, Herefordshire, England: The cruck blades are the tall, curved timbers which extend from near the ground to the ridge. A cruck is a pair of crooked or curved timbers [5] which form a bent (U.S.) or crossframe (UK); the individual timbers are each called a blade. More than 4,000 cruck ...
For example, if your coverage limit was up to $200,000, but the cost of rebuilding your home is $250,000, an extended replacement cost endorsement that covers up to 25 percent more than the policy ...
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