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2. Guide to credit card minimum payments - AOL

   www.aol.com/finance/guide-credit-card-minimum...

   At the end of your first year, you’ll have made $274.58 in payments while only reducing your $1,000 balance by $113.63. If you continued to only make the minimum payment, it would take you over ...

3. 10 Things You Can’t Buy If Your Credit Score Is Under 600 ...

   www.aol.com/finance/10-things-t-buy-credit...

   Having a credit score under 600 can severely limit your purchasing power and financial flexibility. A score in this "fair" credit range is often seen as high-risk by lenders, meaning you'll face...

4. How to build credit without a credit card - AOL

   www.aol.com/finance/build-credit-without-credit...

   They don’t have to give you the card or card details. 2. Get a credit builder loan. Credit builder loans are designed for people who don’t have much credit history or have bad credit. They ...

5. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   Once the card balance is zero, you may be able to use the credit card company’s online messaging center to send an email and close the account. But it’s always best to call the number on the ...

6. How to use your first credit card - AOL

   www.aol.com/finance/first-credit-card-222442369.html

   By using your new credit card responsibly and wisely, you can begin building a valuable credit history and pick up new habits that will benefit you for decades to come. Though, you’ll want to ...

7. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   Even one late payment can make your score drop by more than 100 points — but how much a late payment will affect your score depends on factors like your credit history and how late the payment is.