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According to a 2018 National Association of Insurance Commissioners (NAIC) report on data from 2016, [12] 73.8% of homes were covered by owner-occupied homeowners' policies. Of these, 79.52% had an HO-3 Special policy, and 13.35% had the more expensive HO-5 Comprehensive. Both of these policies are "all risks" or "open perils", meaning that ...
Most homeowners insurance policies cover theft as a named peril to provide protection. ... If you have an HO-3 policy — the most common type of homeowners ... No. 3 Texas extends winning streak ...
Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.
HO-3 policies: These are the most common homeowners insurance policy type and include all the basic coverage types. The key difference between HO-3 and HO-2 policies is that an HO-3 policy covers ...
The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...
There are different types of policy forms used in the state of Texas: the HO-A, HO-A+, and the HO-B. Shouldn't these policy descriptions be added here? TobyzMama 22:24, 17 October 2007 (UTC)TobyzMama, Cheryl Carroll
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