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2. This is how much money you need to earn annually to ... - AOL

   www.aol.com/finance/much-money-earn-annually...

   Based on the 28/36 rule, your mortgage payment should be no more than 28% of your pre-tax income. As a result, you need to earn around $10,911 per month, or $131,652 per year, to afford a $400,000 ...

3. How To Use the 28/36 Rule To Determine How Much House ... - AOL

   www.aol.com/finance/28-36-rule-determine-much...

   Some mortgage lenders actually use the debt-to-income ratio when deciding if they should approve you for a mortgage. The 28/36 rule isn’t a strict guideline and can be flexible based on your ...

4. How much money do you need to buy a house? 6 costs to ... - AOL

   www.aol.com/finance/much-money-buy-house-6...

   With high home prices and high mortgage rates, it may be tough to afford a house on $100K per year, even though that’s a relatively high salary. Following the 28/36 rule, look for a home and a ...

5. Affordable housing by country - Wikipedia

   en.wikipedia.org/wiki/Affordable_housing_by_country

   Affordable housing is housing that is deemed affordable to those with a median household income [1] as rated by the national government or a local government by a recognized housing affordability index. A general rule is no more than 30% of gross monthly income should be spent on housing, to be considered affordable as the challenges of ...

6. Affordable housing - Wikipedia

   en.wikipedia.org/wiki/Affordable_housing

   In the United States [21] and Canada, [22] a commonly accepted guideline for housing affordability is a housing cost, including utilities, that does not exceed 30% of a household's gross income. [23] Some definitions include maintenance costs as part of housing costs. [24] Canada, for example, switched to a 25% rule from a 20% rule in the 1950s.

7. Homeowners Affordability and Stability Plan - Wikipedia

   en.wikipedia.org/wiki/Homeowners_Affordability...

   The Homeowners Affordability and Stability Plan is a U.S. program announced on February 18, 2009, by U.S. President Barack Obama.According to the US Treasury Department, it is a $75 billion program to help up to nine million homeowners avoid foreclosure, which was supplemented by $200 billion in additional funding for Fannie Mae and Freddie Mac to purchase and more easily refinance mortgages. [1]