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It required automotive liability insurance as a prerequisite to vehicle registration. [23] Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration.
Required car insurance: liability coverage. To be liable means that you are legally or financially responsible for something. In the case of car insurance, liability refers to damage and injuries ...
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
PIP is a mandatory coverage in some states. Others, like Texas, require the insurer to offer PIP but the named insured can reject PIP in writing. [1] PIP coverage may vary from state to state in terms of both what is covered and what types of treatments are considered medically necessary and reasonable.
If your car is more than 10 years old and worth less than $3,000, you might consider dropping comprehensive and collision coverage while maintaining the required liability insurance.
An FR-44 may be required with suspensions involving alcohol or drugs and typically has much greater minimum liability requirements. Insurance cancellation and nonrenewal: Though state laws vary ...
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