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2. Small Business Insurance: What Coverage Do You Need? - AOL

   www.aol.com/small-business-insurance-coverage...

   Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...

3. A comprehensive guide to small business insurance: Here ... - AOL

   www.aol.com/finance/comprehensive-guide-small...

   For example, if a customer needs medical attention after getting hurt by a product you manufactured, product liability insurance would help you with the legal and medical expenses. Professional ...

4. Workers' compensation (United States) - Wikipedia

   en.wikipedia.org/wiki/Workers'_compensation_...

   Workers get injured away from work, but say they were hurt on the job so that their workers' compensation policy will cover the medical bills. Inflating injuries. A worker has a fairly minor job injury, but lies about the magnitude of the injury in order to collect more workers' compensation money and stay away from work longer.

5. Business owner's policy - Wikipedia

   en.wikipedia.org/wiki/Business_owner's_policy

   A business owner's policy (also businessowner's policy, business owners policy or BOP) is a special type of commercial insurance designed for small and medium-sized businesses. [1] BOPs are cost-effective and convenient for business owners, as they provide comprehensive protection against common risks like property damage, lawsuits, and income ...

6. Risk retention group - Wikipedia

   en.wikipedia.org/wiki/Risk_Retention_Group

   A risk retention group is a corporation or limited liability association formed under the laws of any state for the primary purpose of assuming liability exposures on behalf of its members. Members of the group must be engaged in similar activities or related with respect to liability exposures by virtue of any related or common business ...

7. Types of business insurance - AOL

   www.aol.com/finance/types-business-insurance...

   Type of business insurance. Description. General liability insurance. Pays legal fees and settlements (up to your policy limits) if you get sued for a covered general cause