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  2. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Credit counseling involves working with an agency that will take a detailed look into your finances and make recommendations to help you get out of debt. This strategy can help you take control of ...

  3. What is debt management? - AOL

    www.aol.com/finance/debt-management-202149646.html

    Debt management with a credit counselor. Another commonly used form of debt management is credit counseling. A credit counselor works on your behalf to construct a debt management plan and help ...

  4. Here's what you need to know about credit card defaults - AOL

    www.aol.com/heres-know-credit-card-defaults...

    Credit card defaults are on the rise for Americans, reaching the highest level in 14 years. ... find out if they can offer a payment plan or seek help from a non-profit credit counseling ...

  5. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

  6. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    Credit counseling agencies can help you get out of debt through a debt management plan and provide you with the necessary tools to understand how to better manage your finances in the future. 4 ...

  7. Debt management plan - Wikipedia

    en.wikipedia.org/wiki/Debt_management_plan

    DMPs for consumers are often negotiated by a credit counseling agency on behalf of the debtor. [1] Credit counseling agencies often address the debt by working with the debtor to set a budget based on their regular income and expenditures that will then include one regular bill payment that is allocated across the creditor(s). Agencies will ...

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