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Often called "verifying funds" or "merchant funds verification", it was common practice until the mid-2000s that any business or individual could call the bank where the check was drawn and ask for check verification. The bank would ask for the account number, the name on the check, the amount and the check number and just look up the account.
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User can authenticate a NACH API e-mandate on the web. The customer gets directed to the NPCI website, where customer has to choose their bank, and then authenticate via one of the two methods - 1. Net banking credentials 2. Debit card. [3] Kotak Mahindra Bank became the first bank to allow customers to choose both methods for authentication. [5]
Longitudinal redundancy check — it is one character and a validity character calculated from other data on the track. Most reader devices do not make the LRC available for display, but use it to verify the input internally to the device. Service code values common in financial cards: First digit 1: International interchange OK
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Since TUPAS requires no dedicated hardware, cost of a card reader and card itself have been main causes in the failure of the eID card. Also the card itself is quite expensive, €51 in 2011. [13] Earlier cost for a passport of the same 5 year validity period was the same as the cost of an ID card. In 2011 passport is only €2 more expensive.
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