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  2. Bad debt - Wikipedia

    en.wikipedia.org/wiki/Bad_debt

    In finance, bad debt, occasionally called uncollectible accounts expense, is a monetary amount owed to a creditor that is unlikely to be paid and for which the creditor is not willing to take action to collect for various reasons, often due to the debtor not having the money to pay, for example due to a company going into liquidation or insolvency.

  3. Fixed annuity - Wikipedia

    en.wikipedia.org/wiki/Fixed_annuity

    Traditional fixed annuities pay interest on the premium contributed at a rate declared by the insurer in advance. Some traditional fixed annuities offer multiple years guaranteed at the same rate, while others will leave the insurance company with the ability to adjust the rate annually. This rate can never be less than the minimum guaranteed ...

  4. Consol (bond) - Wikipedia

    en.wikipedia.org/wiki/Consol_(bond)

    The coupon rate remained at 3% until 1888. In 1888, the Chancellor of the Exchequer, George Joachim Goschen, converted the consolidated 3% annuities, along with reduced 3% annuities (issued in 1752) and new 3% annuities (1855), into a new bond, 2 3 ⁄ 4 % consolidated stock, under the National Debt (Conversion) Act 1888 (Goschen's Conversion).

  5. How to calculate the present and future value of annuities - AOL

    www.aol.com/finance/calculate-present-future...

    Therefore, the future value of your annuity due with $1,000 annual payments at a 5 percent interest rate for five years would be about $5,801.91.

  6. What Are Annuities and How Do They Work? - AOL

    www.aol.com/ultimate-guide-annuities-2023...

    An annuity is a financial product that pays out a fixed amount of money, usually in a series of payments. Annuities are popular -- sales of annuities increased by 22% in 2022 as compared to 2021...

  7. Annuities vs. life insurance: What’s the difference? - AOL

    www.aol.com/finance/annuities-vs-life-insurance...

    Fixed: A fixed annuity guarantees a minimum rate of return to the policyholder and pays out over a specified term. Variable: A variable annuity lets you invest in mutual-fund-like investments.

  8. Distressed securities - Wikipedia

    en.wikipedia.org/wiki/Distressed_securities

    The market developed for distressed securities as the number of large public companies in financial distress increased in the 1980s and early 1990s. [5] In 1992, professor Edward Altman, who developed the Altman Z-score formula for predicting bankruptcy in 1968, estimated "the market value of the debt securities" of distressed firms as "is approximately $20.5 billion, a $42.6 billion in face ...

  9. Risk-free rate - Wikipedia

    en.wikipedia.org/wiki/Risk-free_rate

    Since the required return on government bonds for domestic and foreign holders cannot be distinguished in an international market for government debt, this may mean that yields on government debt are not a good proxy for the risk-free rate. Another possibility used to estimate the risk-free rate is the inter-bank lending rate.