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  2. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Hard money loans are secured, short-term loans often used to finance a home purchase. ... Hard money loans vs. traditional mortgages. Hard money loans are different from typical mortgages for ...

  3. Hard money loan - Wikipedia

    en.wikipedia.org/wiki/Hard_money_loan

    A hard money loan is a specific type of asset-based loan: a financing instrument through which a borrower receives funds secured by real property. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk and shorter duration of the loan.

  4. Hard Money Loans: Definition and Pros & Cons - AOL

    www.aol.com/finance/hard-money-loans-definition...

    Hard money loans are a type of short-term mortgage loan that's secured by a property. They can also be referred to as bridge loans. You might consider a hard money loan if you're interested in ...

  5. How Do Hard Money Loans Work? Here’s What Real Estate ... - AOL

    www.aol.com/hard-money-loans-real-estate...

    Although the credit scores, loan-to-value ratios and debt-to-income ratios traditional mortgage lenders look at have much less importance in a hard money loan, hard money borrowers might have to ...

  6. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.

  7. Creative financing - Wikipedia

    en.wikipedia.org/wiki/Creative_financing

    Hard money loans (abbreviated as HML) are similar to private mortgages except that they are made through a hard money lender. A hard money lender may get his financing either from his own contacts with private lenders, or financial institutions with whom he has established his own lines of credit. Hard money loans are made to real estate ...

  8. What is a mortgage? A definitive guide for aspiring homeowners

    www.aol.com/finance/mortgage-definitive-guide...

    A mortgage is a long-term loan from a financial institution that helps you purchase a home, with the home itself serving as collateral. ... A conventional mortgage is not backed by the government ...

  9. Government National Mortgage Association - Wikipedia

    en.wikipedia.org/wiki/Government_National...

    Ginnie Mae, formerly the Government National Mortgage Association, which originally only provided insurance for bonds issued by FHA and VA mortgages in special affordable housing programs. [3] In 1970, Ginnie Mae became the first organization to create and guarantee MBS products and has continued to provide mortgage funds for homebuyers ever since.