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If you're already investing in a 401(k), or if you want to start, you should be aware that some key IRS changes are going into effect in 2025. 1. Contribution limit changes
In 2025, the catch-up contribution limit for 401(k)s is $7,500, unchanged from 2024. So if you're 50 or older by the end of 2025, you can put up to $31,000 into your 401(k). IRA limits for 2025
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The total possible contribution allowed in a 401(k) plan is $34,750 for those aged 60 through 63 in 2025. The most savings allowed in a 401(k) is $31,000 in 2025 for other employees aged 50 ...
Find out how the 401(k) changes coming in 2025 can make putting more money away for retirement easier. 2025 SECURE 2.0 Act 401(k) Plan Changes The following changes also apply to 403(b) plans.
So whether your 401(k) balance currently sits at $50,000 or $2 million, you can make what catch-up contribution you're eligible for based on your age in 2025 -- either $7,500 or $11,250.
The IRS recently announced a much higher catch-up allowance when contributing towards employer retirement plans, including 401(k)s. This amount is almost double the “regular” catch-up ...
Contribution limits for 401(k) and other workplace retirement plans rise for 2025. Sixty- to 63-year-olds get a super contribution for the first time. IRS raises 401(k) contribution limits, adds ...
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