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Kentucky car insurance laws require drivers to carry the following amounts of liability coverage: $25,000 bodily injury liability per person $50,000 bodily injury liability per accident
Uninsured/underinsured motorist coverage. Protects you if you're hit by a driver who either has no insurance or whose liability coverage limits are too low to pay for your damages.
Uninsured/Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance. In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party. This coverage is often overlooked and very important.
Minimum limits in Kentucky are $25,000 per person and $50,000 per accident in uninsured/underinsured motorist bodily injury. Since Kentucky is a no-fault state, each driver must be offered at ...
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury ...
Kentucky. 25/50/25. None. Louisiana. 15/30/25. None. Maine. 50/100/25. 50/100 UM/UIM ... It’s also important to note that unless your state requires uninsured motorist property damage coverage ...
Uninsured/underinsured motorist coverage: Covers you for damages caused by uninsured or underinsured motorists. In a few states, this may also cover you in the case of hit-and-run accidents. Some ...
You incur $25,000 worth of medical bills and carry $25,000/$50,000 in uninsured motorist coverage. Having this coverage would help you avoid out-of-pocket medical expenses.